🏠 Mortgage Calculator

Calculate your monthly mortgage payment with taxes and insurance

20% of home price

📌 Understanding Your Mortgage

  • Principal & Interest: Your loan repayment amount
  • Property Tax: Annual tax divided by 12 months
  • Home Insurance: Required by most lenders
  • HOA Fees: Homeowners Association monthly fees
  • PMI: Required if down payment is less than 20%